The start of a new year is a time for reflection, fresh starts, and setting goals that genuinely matter. Many pledge to get healthier, save money, or spend more time with family. But what if there was one resolution that could tie all of these goals together and give you true peace of mind?

It might not sound as glamorous as hitting the gym or booking a dream vacation, but estate planning is a decisive step toward securing your future and protecting the people you love. Estate planning is like taking out a life insurance policy. We all know that the end of life is inevitable, but the timescale is unknown.

Thinking about and planning for our own departure is something most of us put off. The loss of a close family member or illness often triggers it. Death has always been a taboo topic.

If you’ve been putting off making a Will to avoid thinking about it, you're not alone. Surveys show that nearly 60% of adults in the UK don't have a valid Will in place. But the truth is, a Will is not just for the wealthy or elderly—it's for anyone who wants to ensure their wishes are followed and their loved ones are cared for.

Why Making a Will Should Be a Priority This Year

Control Over Your Wishes

Without a Will, the law decides how your estate will be distributed—and this might not align with your intentions. By making a Will, you ensure your assets, belongings, and finances are distributed according to your wishes.

Protect Your Loved Ones

A Will is not just about money. It can also include guardianship plans for your children, pet care, and special gifts for loved ones. Outlining these decisions relieves stress for your family during difficult times.

Reduce Stress and Conflict

Losing a loved one is emotional enough without the added pressure of financial or legal uncertainty. A well-drafted Will helps avoid family disputes and ensures a smoother process for everyone involved.

Save on Taxes

Effective estate planning can reduce inheritance tax, leaving more for your beneficiaries. A professional estate planning consultant can advise you on structuring your Will to maximise tax efficiency.

Life is unpredictable

None of us like to think about it, but life can change instantly. Whether you recently bought a home, had a child, or experienced a significant life event, now is the perfect time to get your Will in order.

Life experience

It’s easy to think that estate planning is only for later in life, but I regularly meet young couples expecting their first child. Their friends and family probably told them how important making a Will is. Bereavement can be the catalyst for creating a plan for guardianship and financial security should anything happen. Knowing your child will be cared for by trusted family members and that their financial future is secure will bring peace of mind. Estate planning isn’t about age or wealth—it’s about responsibility and love for the people who matter most.

Top Tips for Making a Will in 2025

1. Work with a Professional

   While DIY Will kits exist, they often lead to errors or omissions that could invalidate your Will. A qualified estate planning consultant ensures your Will is straightforward, legally sound, and tailored to your needs.

2. Update an Existing Will

   Already have a Will? Great! But life changes—marriages, divorces, births, and new assets all require updates to your Will to ensure it still reflects your wishes.

3. Be Specific and Thoughtful

   Take time to consider how you want your assets distributed. Remember to include sentimental items, charitable donations, and instructions for your digital assets.

4. Choose Executors Wisely

   Your executor will handle your estate, so choose someone trustworthy, organised, and willing to take on the role. It’s also a good idea to appoint a backup.

5. Don’t Delay

   The most crucial tip is to don’t wait. It’s easy to put estate planning on the back burner, but taking action now gives you peace of mind and ensures your loved ones are protected.

Next Steps

As you plan for a successful year ahead, don’t overlook the resolution that can bring lifelong peace of mind. Creating or updating your Will is one of the most important things you can do for yourself and your family.

I specialise in guiding clients through the estate planning process with care and professionalism. Whether you’re starting afresh or updating an existing plan, I’m here to help.

Make 2024 the year you take control of your future. Click here to book your FREE initial consultation.

Let’s make your New Year’s resolution one that truly matters.